Last Updated: August 15th, 2020
Focused Financing operates www.focusedfinancing.com ("Site", or "Website"), which is owned and operated by Focused Financing, Inc. or a subsidiary thereof ("us," "we," or "our"). This page informs you of our policies regarding the collection, use, and disclosure of Personal Information we receive from users of the Site, and of our offered products and related services ("Services"). We use your Personal Information only for facilitating financing and other associated services through our company and Partners. By using the Site and completing any of our forms, applications, or documents, you agree to the collection and use of information in accordance with this policy.
Information Collection And Use
While using our Site, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to your name, business name, phone numbers, email address, physical address, and title ("Personal Information").
Like many site operators, we collect information that your browser sends whenever you visit our Site ("Log Data"). This Log Data may include information such as your computer's Internet Protocol ("IP") address, browser type, browser version, the pages of our Site that you visit, the time and date of your visit, the time spent on those pages and other statistics. In addition, we may use third party services such as Google Analytics that collect, monitor and analyze this information.
We may use your Personal Information to contact you with newsletters, marketing or promotional materials and other information that may specifically pertain to you and/or your business.
Cookies are files with small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and stored on your computer's hard drive. Like many sites, we use "cookies" to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Site.
The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage, is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.
Last updated: August 15th, 2020
Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the Focused Financing ("Site", "Service") operated by Focused Financing ("us", "we", or "our"). Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service. By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.
If you wish to purchase any product or service made available through the Service ("Purchase"), you may be asked to supply certain information relevant to your Purchase including, without limitation, your Personal Information, name, business name, phone number, email address, physical address, and title.
Some parts of the Service are billed on a subscription basis ("Subscription"). You may be billed in advance on a recurring basis as defined in the specific terms defined in your contract and/or agreement.
US Patriot Act:
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person and business that seeks a business loan. What this means for you: When you apply for a loan, we will ask for your business name, address, and Tax Identification Number. We will also ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Loans, Credit Lines, Merchant Services, and Equipment Services:
The Merchant and Owner(s)/Officer(s) identified in the application (individually, an “Applicant”) each represents, acknowledges and agrees that (1) all information and documents provided to Focused Financing (“FF”) including credit card processor statements are true, accurate and complete, (2) Applicant will immediately notify FF of any change in such information or financial condition, (3) Applicant authorizes FF to disclose all information and documents that FF may obtain including credit reports to other persons or entities (collectively, “Assigns”) that may be involved with or acquire commercial loans having daily repayment features and/or Merchant Cash Advance transactions, including without limitation the application therefor (collectively, “Transactions”) and each Assign is authorized to use such information and documents, and share such information and documents with other Assigns, in connection with potential Transactions, (4) each Assign will rely upon the accuracy and completeness of such information and documents, (5) FF, Assigns, and each of their representatives, successors, assigns and designees (collectively, “Recipients”) are authorized to request and receive any investigative reports, credit reports, statements from creditors or financial institutions, verification of information, or any other information that a Recipient deems necessary, (6) Applicant waives and releases any claims against Recipients and any information-providers arising from any act or omission relating to the requesting, receiving or release of information, and (7) each Owner/Officer represents that he or she is authorized to sign this form on behalf of Merchant.(8) I consent to receive direct mail, faxes, text-messages, and e-mails sent by FF and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (9) this request is for business and not for consumer purposes.
By providing my wireless phone number to Focused Funding ("FF"), I agree and acknowledge that FF may send text and multimedia messages to my wireless phone number for any purpose. I agree that these text or multimedia messages may be regarding the products and/or services that I have previously purchased and products and/or services that FF may market to me. I acknowledge that this consent may be removed at my request but that until such consent is revoked, I may receive text or multimedia messages from FF to my wireless phone number.
Links To Other Web Sites
Our Service may contain links to third-party web sites or services that are not owned or controlled by Focused Financing. Focused Financing has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that Focused Financing shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.
Changes To These Terms and Conditions
If you have any questions about these Terms and Conditions, please contact us by calling (917) 310-0919 or via email at firstname.lastname@example.org.